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About the Bozeman, Belgrade and Big Sky, Montana Area Welcome to the Bozeman area - An ideal place to reside and recreate! Clean air, national forest access less than 10 miles away and moderate climate make this a perfect place for outdoor recreation. Bozeman and Big Sky boast 3 world class Ski Resorts. Bridger Bowl which is 20 minutes from downtown Bozeman and well known for it's "Cold Smoke". Also Big Sky and Moonlight Basin Ski Resorts in Big Sky. Enjoy the Ski-In & Ski-Out benefits for those in Big Sky so you can enjoy skiing right out the door of your home! The Gallatin Valley is known for being the "Fly Fishing Capital Of The World". This is where the Missouri Headwaters begins and we have so many fabulous rivers to fish.For those who like to stay a little closer to home, enjoy shopping, parks, world-class museums, and arts and cultural opportunities. Residents of the Bozeman area receive the benefits of a wonderful standard of living with year round recreational and cultural events. Bozeman is the place to be for that small town feel with big city amenities. The perfect place to do everything or nothing at all. Montana State University was ranked #5 on Outside magazine’s list of "40 Best College Towns" in 2003. With roughly 13,000 students, MSU is considered a mid-sized public university with 826 instructional faculty and is the region's only Carnegie-I-classified research institution—a designation that gives it equal footing with highly prestigious universities like Yale, Harvard, and Johns Hopkins. And, it’s hard not to get hooked on the NCAA Division I sports teams at Montana State University, especially when passions are stirred and all eyes are focused on the annual Bobcat-Grizzly football game. A #2 "dreamtown" ranking in a 2008 Bizjournals study of US micropolitan communities proves Bozeman's lifestyle is hard to beat. The folks here and in the surrounding valley are a unique blend of cowboys, retirees, college students, entrepreneurs, backpackers, and anyone else who loves wide-open spaces and a Rocky Mountain lifestyle. The 2007 Economic Profile is available. Click on the link below. This has amazing facts on the Bozeman and Gallatin County area on jobs, tourism, income levels etc. It's definately worth a read!! Click here for the 2007 Economic Profile  Request my Free Bozeman, Belgrade and Big Sky Relocation Package. It's packed full of useful and important information about the Bozeman, Belgrade and Big Sky, Montana area. Don't move here without it! Remember: I'll send it to you for free and without obligation. Just fill out the form and I will send it right out... It's my job to know EVERYTHING about Bozeman, Belgrade and Big Sky! Ask me any question. Or request a FREE information package. There's no obligation, and I promise to get back to you quickly... 
First Time Buyers >Good Faith Estimates
Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.
If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.
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| Q |
What Oscar-winning 1999 Best Picture about two neighboring American families was filmed in the interior of two actual homes located 12 miles apart?
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| A |
"American Beauty," starring Kevin Spacey and Annette Bening. |
See More Real Estate Trivia > |
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