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Feature Home - 3471 Prairie Smoke Rd.

$529,500

Photo of 3471 Prairie Smoke Rd., Bozeman, MT, 59715.

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Address: 3471 Prairie Smoke Rd.	City/ST: Bozeman, MT	Zip Code: 59715
Location: Near Base of Bridgers	Property Type: Country Setting	New or Resale: Resale
Square Footage: 3104	Bedrooms: 4	Bathrooms: 2 full, 1 half
MLS# 162974	Property Tax: 3504.02

Grand home on 1.5 acres in Harvest Hills. Gracious entry with cherry flooring. Formal dining rm. Great room w/wood burning fireplace w/gas insert, tile surround & mantle, vaulted ceilings & stunning Bridger views. Kitchen w/tile counter tops & tumbled marble edging & backsplash, 5-burner gas range, cherryflooring, cherry cabinets, island, breakfast nook w/access to back covered patio & beautiful fenced yard. Main level master w/full private bath; tile floors/counter, tumbled marble edging, jet tub. 3BR's up; one with walk-in closet and one with adjoining room currently used as small office but plumbed for 1/2 bath or could be 3/4 bath and walk-in closet. One additional full bath with tile floor and tile surround. 5' crawl space. Laundry room w/slate flooring; plumbled for sink; and access to finished double attached garage.

Last Updated: 1/6/2010 1:22:11 PM

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Financing Your Home >Watch Your ARMs Length

Most buyers know that first-year interest on Adjustable Rate Mortgages (ARMs) is typically lower than the interest on available fixed-rate mortgages. This makes ARMs easier to qualify for, but also requires that borrowers have some understanding about how such loans work, because there are significant details associated with the low first-year rate.

First, check to see how long the low rates offered on the ARM are guaranteed. After that period of time, the rates can go up two points a year to a typical rate cap of six points over the life of the loan. Lenders will usually require borrowers to qualify for a mortgage loan that is several percentage points above the actual initial rate charged on the ARM. This is intended to keep borrowers from becoming overburdened by debt. Some lenders may charge special fees or caps which can increase the cost of the loan. If you think that an ARM may work for you, it is a good idea to shop around.

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Q	What place is known as "America's Stonehenge"?
A	A 4,000 year-old stone constructed megalithic site located on Mystery Hill in Salem, Massachusetts.
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Sue Frye, REALTOR�, real estate agent and broker for Bozeman, Belgrade and Big Sky, Montana home listings, property and land for sale - NUMBER1EXPERT

Sue Frye, Sales Associate, CRS, GRI
ERA Landmark Real Estate
1805 West Dickerson, Suite 1
Bozeman, MT 59715
Phone: 406-556-5056
Fax: 406-586-4946
Email: SueFrye@SueFrye.com
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