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Real Estate Resources:

• Special Offers - Special offers for Bozeman, Belgrade and Big Sky homeowners from Sue Frye.

• Affiliates - Sue Frye's real estate web site affiliates.

• Monthly Payments & Schedule - Monthly loan payments java mortgage calculator.

• How Much Can You Afford? - Calculate how much home you can afford with this financial calculator.

• Determine Tax Savings - Calculate how much your monthly Bozeman, Belgrade and Big Sky, Montana mortgage payments save you on your taxes because of loan interest.

• Should You Rent or Buy? - Is it better to rent a home in Montana or buy your own Bozeman, Belgrade and Big Sky house, ranch, luxury property, condominium, acreage, or other real estate?

• Adjustable Rate Mortgages - Adjustable rate Bozeman, Belgrade and Big Sky mortgages information and interest rate java calculator.

• What Is Your APR? - Determine the Annual Percentage Rate (APR) for your mortgage.

• Fixed or Adjustable Rate Mortgage? - Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.

• Are Balloon Mortgages For You? - Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.

• 15 vs. 30 Yr Mortgages - With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.

• How Much Should Your Income Be? - What income is required to qualify for a mortgage? Use this calculator to find out.

• What's Your Maximum Mortgage? - This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.

• Will Buying Points Save You Money? - This calculator helps you determine if you should pay for points, or use the money to increase your down payment.

• TripleCalc - FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Montana real estate.

• Top National Real Estate Web Sites - Real Estate Web Sites that include some unique sources of realty information, listings, and more.

• Ask Anything - Ask Sue Frye anything real estate.

• NUMBER1EXPERTS - List of all the NUMBER1EXPERT real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale.

• Real Estate Tips - Sue Frye's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers.

• Real Estate Trivia - Sue Frye's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more.

• Real Estate Dictionary - Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Bozeman, Belgrade and Big Sky property in Montana, including legal terms definitions, and more.

• Go to Main Sitemap - Main sitemap sections include Find Bozeman, Belgrade and Big Sky Homes, For Home Buyers, For Home Sellers, Bozeman, Belgrade and Big Sky Information, Real Estate Resources, and About Sue Frye.

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"A model of how the Internet can facilitate the process of deciding where to send your children to school" - America's Best School Profiles by The Heritage Foundation Montana Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.   Schools in Bozeman, Belgrade and Big Sky

Financing Your Home >Watch Your ARMs Length Most buyers know that first-year interest on Adjustable Rate Mortgages (ARMs) is typically lower than the interest on available fixed-rate mortgages. This makes ARMs easier to qualify for, but also requires that borrowers have some understanding about how such loans work, because there are significant details associated with the low first-year rate. First, check to see how long the low rates offered on the ARM are guaranteed. After that period of time, the rates can go up two points a year to a typical rate cap of six points over the life of the loan. Lenders will usually require borrowers to qualify for a mortgage loan that is several percentage points above the actual initial rate charged on the ARM. This is intended to keep borrowers from becoming overburdened by debt. Some lenders may charge special fees or caps which can increase the cost of the loan. If you think that an ARM may work for you, it is a good idea to shop around. See All Tips In The "Financing Your Home" Category > See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q  What recent hit movie features a field trip scene that supposedly takes place at Columbia University in New York? A  The scene in the movie "Spider-Man", where Peter Parker shoots photos of Mary Jane and is bitten by the spider, was actually filmed in the Museum of Natural History in Los Angeles, California. See More Real Estate Trivia >

Sue Frye, Sales Associate, CRS, GRI ERA Landmark Real Estate 1805 West Dickerson, Suite 1 Bozeman, MT 59715 Phone: 406-556-5056 Fax: 406-586-4946 Email: SueFrye@SueFrye.com As a local Real Estate specialist in my 27th year, I'm committed to giving you the full benefit of my professional skills. Whether you are buying or selling, my one purpose is to ensure that you have access to the best available programs, the most complete information and the finest possible service I can deliver. www.suefrye.com is brought to you by Sue Frye NUMBER1EXPERT in real estate for Bozeman, Belgrade and Big Sky, Montana Read Sue Frye's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge

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