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Want to know the Bozeman area market? I've been the top selling agent in this area for over 26 years. Call me. I'd be happy to assist! 406-556-5056.

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Real Estate Tips
Closing or Settlement >The Settlement

The final stage of a home sale transaction is the time to tie up all the loose ends. The buyer and seller will sign the settlement sheet at the closing, detailing all of the charges that each party has incurred during the sale of the house. It is crucial to go over the sheet for accuracy and to make sure that you understand everything on it before you complete the transaction.

When a contract is negotiated, each side agrees how to divide the loan fees (or points), as well as the other closing charges, such as state or local taxes or escrow fees. Your real estate agent can go over the settlement sheet and help you compare it with your purchase agreement. The seller's charges usually include the brokerage fee, the mortgage payoff, and any charges involved in clearing the title, as well as pro-rated property taxes, payments for termite treatment and escrow for repairs that could not be completed by closing. The buyer's costs include charges for the loan and title searches, insurance and any other legal fees. A good closing officer will go over the settlement sheet line by line, explaining each item and correcting any misplaced charges.

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Real Estate Trivia
Q 
In what movie did a cute extra-terrestrial take refuge in a California home on a cul-de-sac with a mountain peak towering behind it?

A 
Steven Spielberg's 1982 classic "E.T." was filmed in a real house on Lonzo Street, Tujunga, northeast of the San Fernando Valley.
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Sue Frye, REALTOR®, real estate agent and broker for Bozeman, Belgrade and Big Sky, Montana home listings, property and land for sale - NUMBER1EXPERT

Sue Frye, Sales Associate, CRS, GRI
ERA Landmark Real Estate

1805 West Dickerson, Suite 1
Bozeman, MT 59715
Phone: 406-556-5056
Fax: 406-586-4946
Email: SueFrye@SueFrye.com

As a local Real Estate specialist in my 27th year, I'm committed to giving you the full benefit of my professional skills. Whether you are buying or selling, my one purpose is to ensure that you have access to the best available programs, the most complete information and the finest possible service I can deliver.

GRI CRS REALTOR MLS Equal Housing


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